Reliance Standard’s flexible Group Long Term Disability Income plan not only provides valuable income protection to employees, but also does it at an affordable cost. Our Group Disability Income products have competitive rates and plan design flexibility.

Companies can choose from many specially designed benefit packages to offer to their employees.

• No earnings test
• Extended disability benefit
• Professional Social Security advocacy
• Maximum monthly benefits up to $24,000
• Benefit percentage of 40% up to 66 2/3%
• Elimination periods from 30 days up to 5 years (maximum period can vary by state)
• Elimination period interruption provision
• "Own Occupation" definition of disability from 12 – 60 months, or long term
• Partial and residual benefit available
• Rate guarantees up to 3 years
• FMLA/MSLA continuation