Less Is More Opportunity- Limited-Meds or Limited-Benefit health plans are fast becoming a standard product among carriers.



Published- January 1, 2006

[ Bonnie Brewer Cavanaugh, Best's Review]

When Michele Scanlan, director of human resources for Home Nursing Agency, Altoona, Pa., needed a way to boost recruitment and retention of part-time nurses, she did what many employers across the country are doing: She offered them limited medical insurance.

Of Home Nursing’s 850 employees, some 250 are PRN staff—also known as casual staff members or part-timers—that take on the overflow of clients when the case load fluctuates, Scanlan said.

“We needed something to offer our PRN staff with value and benefit to entice them to work for us when we needed to meet demands in our staffing,” she said. “The majority of them work as needed; only a handful work regularly. Being that they are PRN, they don’t have the ability to schedule themselves....”

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