Group Dental
We offer a variety of dental programs tailored to fit the needs of groups with 10 or more lives. Not only are the plans flexible, but they can be written either as stand-alone coverage or as part of a package with other employee benefits. Managed Care* and Flex Plans are also available. Managed Care plans help cut costs for insureds by encouraging them to visit a Participating Provider Organization (PPO) network dentist. Voluntary Dental Plans, called Flex Plans, are designed for use with Section 125 of the Internal Revenue Service code and allow employees to pay for benefits with pre-tax dollars.
Dental Plan Highlights:
| • | Premium Dental Solutions, traditional tailored indemnity plans |
| • | Maximum RewardsSM Option, increases annual dental maximum amount |
| • | Managed Care Plans include PPO Two-Tier and MAC (Maximum Allowable Charge), PPO dental network available in most states |
| • | Dental Basics, contains costs through procedure limitation |
| • | Dental Value PlusSM, a combination of traditional benefits and cost controls |
| • | High/Low Dental Solutions, employees select high or low plan based on dental procedure reimbursement level desired |
| • | More... |
Group Vision
We offer a variety of vision plans tailored to fit the needs of groups with 10 or more lives. These plans can be written either as stand-alone coverage or as part of a package with other employee benefits. A comprehensive eye exam can detect numerous medical conditions including diabetes, glaucoma and high blood pressure.
Group Vision Plan Highlights:
| • | Basic Vision, a scheduled/defined benefit reimbursement plan |
| • | Sharper Vision, features the nationwide VSP network |
| • | TrueViewSM, offers access to the EyeMed network |
| • | Exam-Plus Plan, VSP eye exam plus VSP discounts available with most dental plans |
| • | Basic Vision Materials-only Plan |
| • | Sharper Vision Exam Core/Materials-optional Plan (50 or more lives) |
| • | More... |